Zakat Calculator 2025

Calculate your annual Zakat obligation across all asset types based on the current nisab threshold. Shariah-compliant formula.

2025 Nisab Threshold: Gold nisab ≈ 85g of gold (~$7,650 USD at current gold prices). Silver nisab ≈ 595g of silver (~$570 USD). You must own above this threshold for one lunar year (hawl) to be liable for Zakat.

Cash & Bank Savings ($) Checking, savings, cash on hand

Gold Value ($) Current market value of gold owned

Silver Value ($) Current market value of silver owned

Stocks & Investments ($) Market value of stocks, funds, crypto

Business Assets ($) Inventory, receivables, business cash

Money Owed to You ($) Loans you expect to be repaid

Debts & Liabilities ($) Outstanding debts due this year

Currency

Your Zakat Obligation

$0.00

Total Zakatable Assets$0

Less: Liabilities$0

Net Zakatable Wealth$0

Nisab Threshold (gold)~$7,650

Zakat Rate2.5%

What is Zakat?

Zakat is one of the Five Pillars of Islam — an obligatory annual almsgiving paid by every Muslim who meets the nisab (minimum wealth threshold) and has held that wealth for one full lunar year (hawl). The standard Zakat rate is 2.5% of total zakatable net wealth.

Zakat is not a charity — it is a right of the poor upon the wealthy. It purifies wealth and fulfills a social obligation embedded in Islamic economic principles. There are eight categories of eligible Zakat recipients defined in the Quran (Surah At-Tawbah, 9:60).

What assets are subject to Zakat?

Cash and bank deposits — all liquid savings including checking and savings accounts
Gold and silver — jewelry held as investment (scholars differ on personal-use jewelry)
Stocks and shares — the zakatable portion depends on whether held for trading or long-term
Business inventory — goods held for trade at their current market value
Receivables — money owed to you that you expect to recover
Rental income — profit from rental property (not the property itself)
Cryptocurrency — most contemporary scholars treat it like cash or traded assets

What assets are NOT subject to Zakat?

Your primary home (house you live in)
Personal vehicle and household items
Tools and equipment used for livelihood
Pension funds not yet accessible (scholars differ)

Frequently Asked Questions

What is the nisab for 2025?

The gold nisab is approximately 85 grams of gold. At April 2025 gold prices (~$90/gram), this is approximately $7,650 USD. The silver nisab is 595g of silver — a much lower threshold (~$570). Most scholars recommend using the gold nisab for contemporary calculations.

Do I pay Zakat on my whole salary or just savings?

Zakat is calculated on wealth that has been in your possession for a full lunar year above the nisab — not on income as it comes in. At your Zakat date, calculate everything you own, subtract what you owe, and pay 2.5% if above nisab.

Is Zakat due on a house I'm renting out?

Zakat is not due on the rental property itself, but it is due on the rental income you have accumulated and not spent by your annual Zakat date.

When should I pay Zakat?

Zakat is due once per lunar year (hawl) from the date your wealth first reached the nisab. Many Muslims choose to pay during Ramadan for extra reward, but any date is valid as long as it is annual.