SIP / Investment Return Calculator
Calculate the future value of a systematic investment plan (SIP) — regular monthly investments into mutual funds, index funds, or any investment vehicle.
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What is a SIP?
A Systematic Investment Plan (SIP) is a method of investing a fixed amount at regular intervals — typically monthly — into mutual funds or other investments. SIPs use dollar-cost averaging to reduce the impact of market volatility and build wealth gradually over time.
SIPs are extremely popular in India and among diaspora communities worldwide as a disciplined way to build long-term wealth in equity mutual funds.
FAQ
What is a realistic return expectation for a SIP?
Equity mutual fund SIPs in developed markets have historically returned 7–12% annually over long periods. Index fund SIPs tracking the S&P 500 have averaged ~10% before inflation. Always remember past returns do not guarantee future performance.